Fitrianto, Dwi (2022) Pengaruh Penggunaan Digital Payment, Literasi Keuangan dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Program Studi Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Bhayangkara Surabaya. Skripsi thesis, UNIVERSITAS BHAYANGKARA SURABAYA.
![[img]](http://eprints.ubhara.ac.id/style/images/fileicons/text.png) |
Text
Skripsi 2022.pdf Download (1MB) |
Abstract
The development of an increasingly modern era is followed by rapidly developing technology and dynamic human life with increasing needs that can affect people's consumption behavior. The consumption behavior pattern of today's society has shifted, from just fulfilling primary needs, developing into fulfilling secondary, tertiary and even complementary needs and tends to be consumptive. This study aims to determine the effect of using digital payments, financial literacy and lifestyle both partially and simultaneously on the consumptive behavior of students from the Faculty of Economics and Business, Bhayangkara University, Surabaya. This study uses quantitative methods, data collection using a questionnaire. The population in the study was 110 active students of the Development Economics Study Program. By using the census sampling technique / saturated sampling. Testing the data using the Normality Test, Reliability Test, Validity Test, Multiple Linear Regression, T Test, R Square Test, Dominant Variable. The results showed that the variables of digital payment, financial literacy and lifestyle had a joint or simultaneous effect on consumptive behavior. The financial literacy variable has no influence and is not significant on consumptive behavior. Lifestyle variables have a positive and significant effect on consumptive behavior. The variable that has the dominant influence on the consumptive behavior of the students of the Development Economics Study Program, Bhayangkara University, Surabaya is the lifestyle variable
| Item Type: | Thesis (Skripsi) |
|---|---|
| Uncontrolled Keywords: | Use of digital payment, financial literacy, lifestyle and consumptive behavior |
| Subjects: | Economic History and Conditions |
| Divisions: | Faculty of Economic & Business > Bachelor of Sharia Economy |
| Depositing User: | Perpus Ubhara Surabaya |
| Date Deposited: | 22 Feb 2024 03:27 |
| Last Modified: | 22 Feb 2024 03:27 |
| URI: | http://eprints.ubhara.ac.id/id/eprint/2304 |
Actions (login required)
 |
View Item |
