ANALISA LAPORAN KEUANGAN PERBANKAN SEBAGAI ALAT PENILAI PERFORMANCE BANK DENGAN MENGGUNAKAN METODE CAMEL PADA PT.BANK MANDIRI ( PERSERO ) TBK, KCP SURABAYA BANDARA JUANDA

ALIYAH, RIF’ATUL (2021) ANALISA LAPORAN KEUANGAN PERBANKAN SEBAGAI ALAT PENILAI PERFORMANCE BANK DENGAN MENGGUNAKAN METODE CAMEL PADA PT.BANK MANDIRI ( PERSERO ) TBK, KCP SURABAYA BANDARA JUANDA. Skripsi thesis, UNIVERSITAS BHAYANGKARA SURABAYA.

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Abstract

This study aims to determine the performance of the bank and to determine the level of the bank's financial health on PT. Bank Mandiri (Persero) Tbk Kcp Surabaya Juanda Airport. The subject in this research is the leadership of PT. Bank Mandiri (Persero) Tbk Kcp Surabaya Juanda Airport, the accounting and the public relations. The object of research is to analyze the Financial Statements the Profit and Loss account, and the Balance in the PT. Bank Mandiri (Persero) Tbk Kcp Surabaya Juanda Airport during the period 2018-2020 Type of research is research deskripstif qualitative data used are the financial statements.Technique of collecting data is documentation. Analysis of the data used is the analysis of the CAMEL used to assess the performance level of the financial health of banks based on capital, asset quality management, earnings, and liquidity. The results of this study show that: First, the level of the financial health of banks seen from the capital factor (CAR) years 2018, 2019 and 2020 respectively; 41,23%; 40,96%, and 50,08% this ratio is included in the healthy category. The ratio of earning assets classified against the productive assets in the year 2018, 2019 and 2020 respectively 5,95% ; 8,28% and of 5.71% this ratio includes tags of healthy, while PPAPYD (Productive Asset Allowance was Formed) years 2018, 2019 and 2020 respectively 61,71% ; 52,10%, and 59,17% this ratio belongs to the category of less healthy. Factor management to general management in the year 2018, 2019 and 2020 respectively by 35 points , 37 points, and 34 points, this value belongs to the category of healthy, while risk management in 2018, 2019 and 2020 respectively by 52, 55, and 50, including the healthy category. Earnings factor based on ROA in the year 2018,2019 and 2020 respectively 3,22% ; 2.42 percent and 2,58%, this value belongs to the category of healthy, while the ROA in the year 2018, 2019 and 2020 respectively 79,57%; 85,18%, and 79,45% this value is included in the healthy category. Liquidity factor based on the LDR years 2018, 2019 and 2020 respectively 94,75%; 88,19 % and 71,26 % this value belongs to the category of healthy, while the cash ratio in the year 208, 2019 and 2020 respectively 10,66%;9,73% and of 9.06% this value belongs to the category of healthy. Second, the development level of the financial health of the bank at PT. Bank Mandiri – Juanda in the year 2018, 2019 and 2020 respectively 98,88%;99,31% and 98.86% value TKS belongs to the category of healthy because the value of the TKS more than 81.

Item Type: Thesis (Skripsi)
Additional Information: Tugas akhir/ Skripsi Gelar Sarjana FEB AKUNTANSI
Uncontrolled Keywords: Financial statements,the performance of the Bank,the CAMEL method
Divisions: Faculty of Economic & Business > Bachelor of Accountancy
Depositing User: Perpus Ubhara Surabaya
Date Deposited: 21 Dec 2021 04:27
Last Modified: 21 Dec 2021 04:27
URI: http://eprints.ubhara.ac.id/id/eprint/970

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